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Terms of Use

Last Updated: July 8, 2026

Agreement to Terms

These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity, and ridge-oryx, concerning your access to and use of the ridge-oryx.com website as well as any other media form, media channel, or mobile application related or connected thereto.

You agree that by accessing the site, you have read, understood, and agreed to be bound by all of these Terms of Use. If you do not agree with all of these Terms of Use, then you are expressly prohibited from using the site and you must discontinue use immediately.

Intellectual Property Rights

Unless otherwise indicated, the site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the site are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws.

The content and graphics may not be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

User Representations

By using the site, you represent and warrant that:

  • All registration information you submit will be true, accurate, current, and complete
  • You will maintain the accuracy of such information and promptly update such registration information as necessary
  • You have the legal capacity and you agree to comply with these Terms of Use
  • You will not access the site through automated or non-human means
  • You will not use the site for any illegal or unauthorized purpose

Course Enrolment and Payment

When you enrol in a course through our site, you agree to provide accurate information and to pay the applicable fees. Course fees are non-refundable except as required by applicable law or as stated in our refund policy.

Cancellation and Refund Policy

You may cancel your course enrolment up to 14 days before the course start date for a full refund. Cancellations made less than 14 days before the start date are subject to a cancellation fee. No refunds will be issued after the course has commenced.

Prohibited Activities

You may not access or use the site for any purpose other than that for which we make the site available. The site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the site, you agree not to:

  • Systematically retrieve data or other content from the site to create or compile a collection without our permission
  • Make any unauthorized use of the site, including collecting usernames or email addresses of users by electronic means
  • Circumvent, disable, or otherwise interfere with security-related features of the site
  • Engage in unauthorized framing of or linking to the site
  • Interfere with, disrupt, or create an undue burden on the site or the networks connected to the site
  • Use the site as part of any effort to compete with us or otherwise use the site for any revenue-generating endeavor

Educational Disclaimer

The courses and information provided through our site are for educational purposes only and do not constitute financial advice. We recommend consulting with qualified financial professionals before making financial decisions.

We make no guarantees regarding the results you may achieve from applying the knowledge gained from our courses. Individual results will vary based on personal circumstances and dedication to implementing learned strategies.

Limitations of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the site, even if we have been advised of the possibility of such damages.

Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand arising out of or related to your use of the site, breach of these Terms of Use, or violation of the rights of any third party.

Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of our courses without notice at any time.

Governing Law

These Terms of Use and your use of the site are governed by and construed in accordance with the laws of the United Kingdom applicable to agreements made and to be entirely performed within the United Kingdom, without regard to its conflict of law principles.

Contact Us

In order to resolve a complaint regarding the site or to receive further information regarding use of the site, please contact us at:

[email protected]

ridge-oryx

Empowering individuals and families to achieve financial confidence through structured, practical education.

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